Cyber risks are growing rapidly as businesses rely more on digital systems. Cyberattacks, data breaches, and ransomware incidents can cause significant financial and operational damage. Digital insurance helps businesses mitigate these risks effectively.

Main coverages

• Protection against ransomware attacks;
• Liability for data breach;
• Costs for system recovery and data restoration;
• Legal and communication expenses following a cyber incident.

Advantages of cyber insurance

• Provides financial support in case of cyberattacks;
• Ensures business continuity by facilitating rapid recovery;
• Helps comply with data protection laws, including GDPR.

Recommendations
In addition to insurance, invest in preventative measures: regular backups, updated security systems, and employee training. Insurance acts as an extra layer of protection, not a substitute for good digital practices.

Andreia Arenga
23.06.2025

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