Insurance isn't just financial protection: it plays an active role in combating climate change.

Climate risk mitigation

• Multi-risk and specialized insurance policies help businesses and families deal with floods, storms, and wildfires.
• Tailored coverage encourages more resilient construction and the use of green technologies.

Promoting sustainability

• Policies that offer discounts for energy-efficient buildings or renewable energy systems promote more sustainable practices.
• Insurers can invest in environmental projects using collected premium funds, helping reduce the overall environmental footprint.

Prevention and education

• Many insurance policies include programs for climate risk prevention, educating businesses and families on how to better protect their assets.

The role of insurance goes beyond financial compensation: it educates, prevents, and promotes sustainable practices. Both businesses and individuals can contribute to mitigating climate change by choosing policies that encourage energy efficiency and environmental resilience, turning insurance into a strategic tool for protection and sustainability.

Andreia Arenga
21.07.2025

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