The insurance sector in Portugal has undergone significant changes in 2025, affecting both businesses and individuals. Understanding these updates is essential to ensure policies are up-to-date and legally compliant.

Main changes

• New regulatory requirements: updated rules on liability, health insurance, and car insurance.
• Digitalization and transparency: more digital processes and greater clarity in presenting contracts and terms.
• Mandatory coverages: some policies now have specific requirements, particularly for SMEs and self-employed professionals.

Impact for businesses

• The need to review existing contracts to avoid coverage gaps.
• Greater focus on legal compliance and responsibilities toward clients and employees.

Keeping up with legal changes in insurance is crucial to protect your business and avoid penalties. Updating policies, understanding the changes, and adjusting coverage allows you to operate with confidence and security in 2025.

Do you need help with your insurance and want to review your policies?
The Certo Seguros team can find the most suitable solutions for you. Contact us and request a review of your insurance pack.

Andreia Arenga
07.04.2025

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