The national health system in Portugal guarantees access to medical care, but it does not always respond with the speed or coverage that families need. That is why more and more people choose to take out health insurance. Here are the main advantages of having a health insurance plan.

Fast access to consultations and tests
One of the biggest advantages of having health insurance is speed. Specialist consultations and medical tests can be scheduled within a few days, avoiding the long waiting lists common in the public system.

Freedom of choice
With health insurance, patients can choose doctors and hospitals within the agreed network, or even outside it in some cases, benefiting from reimbursements. This freedom provides greater comfort and confidence in medical care.

Cost reduction in private care
Although there are monthly costs, health insurance allows significant savings on consultations, surgeries, childbirth, or long-term treatments. For families, group insurance plans can also be an economical solution.

Prevention and well-being
Many health insurance plans include preventive medicine programs, screenings, and even telemedicine services. These benefits encourage regular health care, promoting a better quality of life.

Taking out health insurance in Portugal can be a smart decision for those who value speed, freedom of choice, and predictable costs. Each family should assess their budget and health needs to find the most suitable solution.

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Andreia Arenga
02.06.2025

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